P2P Payment Processing in India: Complete Beginner Guide

If you are new to P2P payment processing in India the concept can seem complex. But the core idea is simple: you act as a bridge between gaming platforms and their users processing payments through your UPI-linked bank accounts and earning a commission for each transaction. This guide walks through the entire process step by step no prior experience required.

What Is P2P Payment Processing?

P2P payment processing means handling inbound (pay-in) and outbound (pay-out) transactions through your personal UPI accounts on behalf of a platform like SurfGate. You earn a commission typically 2-3% on pay-ins and 1% on pay-outs.

Getting Started: What You Need

  • A UPI-enabled bank account most Indian banks support UPI
  • A smartphone with any UPI app Google Pay PhonePe Paytm
  • A minimum deposit typically 2000 USDT as a security stake
  • Willingness to follow rules everything else is provided

How Commission Works

Your commission is calculated on each transaction. If you process Rs 100000 in pay-ins at 3% you earn Rs 3000. Pay-outs at 1% add another layer. Most SurfGate traders earn between Rs 2000 and Rs 8000 per shift.

Interested in becoming a SurfGate payment partner?

Contact our team to open your trader dashboard:

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